India's public sector banks, which were struggling from legacy stress and mounting bad loans only a half decade ago, have spearheaded a remarkable turnaround in 2024-25, driving the banking sector’s profit to a historical high of ₹3.71 lakh crore. Fuelled by increased lending, higher income...
India’s banking sector has witnessed a significant reduction in policy rates, with the Reserve Bank of India (RBI) cutting the repo rate by a cumulative 0.75%—first in April and then again in June 2025. The objective behind this move was to reduce the cost of capital and stimulate private invest...
Sikkim, a jewel of India’s Northeast, has quietly emerged as a model state in gover-nance, sustainability, and human development. This transformation is being driven by a trio of visionary leaders—Hon’ble Chief Minister Prem Singh Tamang (Golay), Hon’ble Rajya Sabha MP Dorjee Tshering Lepcha...
On July 16, the Union Cabinet approved the Prime Minister Dhan-Dhannya Krishi Yojana (PMDDKY), a flagship initiative announced in the Union Budget earlier this year. Addressing reporters after the Cabinet meeting, Union Minister Ashwini Vaishnaw stated that the scheme merges 36 existing schemes from...
India presents a curious paradox in its energy landscape: it exports electricity to neighbouring countries like Bangladesh, Nepal, and Myanmar, yet many of its own citizens continue to experience frequent power outages. This contradiction challenges the fundamental economic assumption that nations e...
India’s vast fuel retail network, comprising over 97,000 petrol pumps, is a critical component of the country’s energy infrastructure. It supports a rapidly expanding vehicle fleet and serves as a key artery of the national energy economy. Traditionally, this market has been dominated by state-o...
Company ProfileWith its headquarters located in Mumbai, State Bank of India (SBI) is a multinational public sector bank and financial services organization. With a 25% market share in loans and deposits overall and a 23% market share in assets, it is the biggest bank in India. With about 250,000 wor...
India’s creator economy is evolving rapidly—from a novelty into a structured, monetised ecosystem powered by influence and tech-enabled branding. Today, over four million individuals are identified as content creators, supported by a burgeoning ₹3,500 crore influencer marketing industry.Whatâ€...
The Average Monthly Balance (AMB) is the minimum amount a customer must maintain in a savings account. If the balance falls below this threshold, most scheduled banks impose a penalty. The exact amount of this penalty varies depending on the type of savings account held.The practice of maintaining a...
In a move that signals a mature and introspective shift in India’s governance culture, the Centre has issued a sweeping directive to all ministries and departments: stop filing frivolous court cases, clean up internal legal processes, and embrace a more responsible, accountable approach to litigat...
